Need Help Paying for Long-Term Care?

No Charge for Initial Consultation In Person or By Phone
Advocating for and protecting the rights of Florida seniors and their families since 1990.

David H. Jacoby Elder Law Advocates, P. A.

Our focus is providing quality legal services to our clients and their families.

Nursing Home and Medicaid Planning

Do you or your loved one need 24 hour assistance in a skilled care facility? We can help you through this difficult time.

Estate Planning

Do you have the Florida estate planning documents you need to protect yourself and your loved ones? Don’t wait to plan ahead. Contact us to talk about wills, trusts and more in Florida.

Guardianships

Is your loved one able to make decisions or is there a question of competency? Do you have effective legal documents in place? Or is it time to discuss guardianship?

Long Term Care Planning

Long-Term Care Insurance is great if you have it. That said, most people do not have this type of insurance. Do you know how you will afford good care in Florida? We can help.

Have questions? Need answers? Email us today!

Protecting Yourself and Your Loved Ones in Florida When it Comes to Long Term Care Planning.

We work with you and for you to ensure you are able to find and pay for the right long term care support for yourself or your loved ones.

Our Professional Team

What Our Clients Say About Us

Testimonials
Marilyn G
Marilyn G

"Mr. Jacoby and staff were very helpful and trustworthy. I highly recommend them."

Jaqueline F.
Jaqueline F.
"I want to express my sincere thanks to David and his associates. He helped my mother, my sister and me with all our legal issues. His firm has kept us fully informed about and throughout the different areas of our lives.Thank you and we will be in touch when our family needs an excellent law firm again." 
Denise C.
Denise C.
"David Jacoby and his associates handled my mother getting qualified for Medicaid and were so helpful in all of our dealings with all agencies involved. We could not have done it (and kept our sanity) without them! I would highly recommend them! Thank you David for all your hard work!"
Kevin V.
Kevin V.
"David and his assistant, Niki, were outstanding. They help me and my family navigate through a difficult probate process and were always there for us!"
Ellen & Paul W.
Ellen & Paul W.
"My experience with the David Jacoby Law Firm was unbelievable. They helped us with our elderly aunt prior to going into a nursing home. We knew nothing about the process and had no idea where to start. They were right there beside us the whole way. The whole office was nothing but kind and helpful but there was one special employee who went above and beyond to help us. Kathy S is the kindest, most patient and encouraging person that we have ever had the privilege to know. She personally helped us through a difficult situation and was always there to offer encouragement with a cheerful attitude and friendly voice.  She encouraged me when I was discouraged.   I always looked forward to calling her with the news that I had completed a step in the process. She always got so excited when I made progress and had something new to report. I now consider her my friend am forever grateful to her and the David Jacoby Law Firm."
Bob F.
Bob F.
"I contacted David in late August 2019 to inquire how to have my 94 year old mother be able to receive long term nursing care. He met with me on the same day and explained the process of obtaining Medicaid approval. On September 1st my mother entered a long term facility after having met with Karen (David's legal assistant) who processed all the necessary forms, worked with the facility and obtained from Medicaid approval. We could not have navigated the process without the help of David's firm. Thanks to him and Karen for a great job!"
Richard
Richard
I am very thankful for placing my trust in David H Jacoby and Kathy Smeltz, his Medicaid Assistant.David and Kathy were extremely helpful guiding my family through each step along a most challenging medical and financial path. They worked tirelessly and patiently with me; clearly explaining what documents were needed for us to proceed in a timely manner.What was most amazing was that Kathy Smeltz traveled outside her office; she was at my side to explain and get new documents signed by my bedridden brother at a Nursing Home. I would highly recommend this Law Office.
Lavinia M.
Lavinia M.
"I highly recommend David Jacoby. Mr. Jacoby and his staff are excellent! They helped me navigate all the requirements of obtaining power of attorney and medical surrogacy. for my mother. Kathy was very kind and responsive, she promptly returned calls and answered all my questions. I don't know what I would do without them."
Lynda H.
Lynda H.
"Elder Law Advocate David H. Jacoby, P.A. has kindly made himself available to help us on short notice more than once, for timely counsel regarding Dad’s estate planning and an urgent Medicaid application. He brings a broad range of specialties to the equation causing us to come away from the table feeling comforted, confident and encouraged. Thank you Mr. Jacoby for all you’ve done to help us care for Dad in the best possible way. He’s worked hard his whole life, usually with multiple jobs at one time, and now when he’s 93, knowing you are in our corner to help us navigate the complex and confusing regulations and applications to ensure he is well cared for has been, and continues to be, an incredible blessing. We are so thankful for you." 
Caroline M.
Caroline M.
"Eldercare feels so complicated to the average person. What a relief to have someone to turn to that has the answers and leads the way. Mr. Jacoby and his support staff are warm and friendly and make the difficult easy. They lead you step by step which was so needed."

A Look Into Our Long Term Care Answer Handbook

We provide answers to all your questions about long term care. Want more answers from us? You can click here to read more in our Long Term Care Answer Book..

How much does Long-Term Care cost?

Nursing homes generally cost approximately $7,000 per month. Assisted Living typically costs between $2,000 and $5,500 per month based on the services provided. Home health care provided by a certified nursing assistant typically costs $12-$22 per hour.

If I have long-term care insurance, am I still eligible to receive Medicaid benefits or VA Aid and Attendance benefits?

Yes. Benefits paid from a Long-Term Care insurance policy are considered income for both Medicaid and VA Programs.

Can I “save” my benefits under my Long-Term Care insurance policy for later, and apply for Medicaid now?

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No. Medicaid is a benefit of last resort, so you must apply for any and all benefits you may be entitled to at the time you are applying for Medicaid benefits.

Is there an income limit to be eligible to receive Medicaid benefits?

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There is a gross monthly income cap in Florida, but exceeding the gross monthly income does not make an individual ineligible to receive Medicaid benefits. If the gross monthly income cap is exceeded by the Medicaid applicant, a special Medicaid Trust is needed.

Do you have questions about Florida long-term care planning? We are ready to help.