Need Help Paying for Long-Term Care?

No Charge for Initial Consultation In Person or By Phone
Advocating for and protecting the rights of Florida seniors and their families since 1990.

David H. Jacoby Elder Law Advocates, P. A.

Our focus is providing quality legal services to our clients and their families.

Nursing Home and Medicaid Planning

Do you or your loved one need 24 hour assistance in a skilled care facility? We can help you through this difficult time.

Estate Planning

Do you have the Florida estate planning documents you need to protect yourself and your loved ones? Don’t wait to plan ahead. Contact us to talk about wills, trusts and more in Florida.


Is your loved one able to make decisions or is there a question of competency? Do you have effective legal documents in place? Or is it time to discuss guardianship?

Long Term Care Planning

Long-Term Care Insurance is great if you have it. That said, most people do not have this type of insurance. Do you know how you will afford good care in Florida? We can help.

Have questions? Need answers? Email us today!

Protecting Yourself and Your Loved Ones in Florida When it Comes to Long Term Care Planning.

We work with you and for you to ensure you are able to find and pay for the right long term care support for yourself or your loved ones.

Our Professional Team

What Our Clients Say About Us


"Five STARS without doubt.  The Jacoby Firm was there for us every step of the process, beginning to end.  Special thanks to Margot Cronk for all her hard work and support."

"We have the utmost respect for David Jacoby and his Associates. They did an outstanding job helping us with a very difficult Guardianship and Estate Closing. I would like to especially acknowledge Nicole Taylor and Ashley Russell who both stayed on top of the mountain of paperwork that was required to finalize these cases. David helped us well before this became a Guardianship matter and then an Estate matter by trying to set up alternative avenues for my Mother's Estate Planning before it became a court matter."

Ronald L.
Ronald L.

"Very professional! They were able to direct me in choosing the qualities to look for in a nursing home. Because of their help, I was able to get my mother into a highly rated facility. I feel that their help enabled me to go thru the process a lot quicker and easier than I would have be able to do on my own. They also assisted me in obtaining Medicaid Assistance. Again, quicker and easier than I could possibly do alone. They still continue to follow up on my case and all inquiries are answered within a day or so. Having gone through this process, I would never recommend trying it on your own."

Herbert W.
Herbert W.

“I and my wife were very satisfied with the help and advice that Mr. Jacoby and his staff provided for us. I also know if my mother were still alive that she would personally thank him. I would certainly recommend to anyone.” P.S. Mr. Jacoby explained in layman language that I could easily understand.

Eileen M.
Eileen M.

"I considered myself extremely fortunate to attend a seminar conducted by Attorney Jacoby and by using the legal services regarding Medicaid that he and his staff assisted me with. I highly recommend Mr. Jacoby, and have on many occasions. I feel like he was my saving grace in a very tumultuous time in my life dealing with my husband's illness, obtaining Medicaid, and all other legal services he performed. David Jacoby is one of the only attorneys I know who actually listens to you and your problem and then advises you how to solve your legal issues in a timely, caring, knowledgeable way."

A Look Into Our Long Term Care Answer Handbook

We provide answers to all your questions about long term care. Want more answers from us? You can click here to read more in our Long Term Care Answer Book..

How much does Long-Term Care cost?

Nursing homes generally cost approximately $7,000 per month. Assisted Living typically costs between $2,000 and $5,500 per month based on the services provided. Home health care provided by a certified nursing assistant typically costs $12-$22 per hour.

If I have long-term care insurance, am I still eligible to receive Medicaid benefits or VA Aid and Attendance benefits?

Yes. Benefits paid from a Long-Term Care insurance policy are considered income for both Medicaid and VA Programs.

Can I “save” my benefits under my Long-Term Care insurance policy for later, and apply for Medicaid now?


No. Medicaid is a benefit of last resort, so you must apply for any and all benefits you may be entitled to at the time you are applying for Medicaid benefits.

Is there an income limit to be eligible to receive Medicaid benefits?


There is a gross monthly income cap in Florida, but exceeding the gross monthly income does not make an individual ineligible to receive Medicaid benefits. If the gross monthly income cap is exceeded by the Medicaid applicant, a special Medicaid Trust is needed.

Do you have questions about Florida long-term care planning? We are ready to help.